Settle for Less than You Owe.
Pay 20-30% Less Each Month.
Secure and
private
Real people
What we do
We work at your pace, on a plan you can actually manage
When an account falls behind, your lender or creditor may ask us to reach out. Here’s how that goes.
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1
We reach out.
A letter or a call with your options laid out. Your information is kept confidential from the first contact.
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2
We listen.
Every situation behind a past-due account is different, and the plan should be too. Tell us what you can manage. No judgment about how the account got here, and room left for hard months.
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3
You choose.
Pick the option that fits your budget. Setting up takes just a few minutes.
Set up a plan.
Amounts your budget can actually carry.
Settle it in one go.
Settlement offer that allows you to pay in one go.
Talk it through.
A real person helps you find the right fit.
Your Rights
You have rights.
We keep them easy to find.
Federal and state law protects you when an account is in collections. We spell those protections out in plain language, one click away, always.